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Can Christmas debt affect home loan approval?

Broker Kit 17 December 2025 No Comments

Worried Christmas spending could affect your home loan approval? Learn how festive debt, credit cards and BNPL can impact borrowing power and how to stay mortgage ready.

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Busselton

Wester Australia

6280

0417 759 442

Geo Bay Collective Pty Ltd (ACN: 681 231 676 & Credit Representative: 572138) trading as Geo Bay Finance is
authorised under Australian Credit License 384 324.

This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

2026

Geo Bay Finance

Loan type: Residential property

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