A fixed rate stays the same for a set period, giving you consistent repayments. A variable rate can change with the market, which means your repayments may go up or down. We’ll help you decide which option suits your goals and budget.
No, our service comes at no cost to you. We’re paid by the lender once your loan settles, so you can access expert support without paying out of pocket.
Approval times can vary between lenders. Generally, pre-approval can take a few days, while full approval may take one to two weeks once all documents are provided. We handle the process and keep you updated every step of the way.
Yes. Refinancing can help you secure a better rate, reduce repayments or unlock equity for renovations or investments. We’ll compare your options and guide you through the process to see if it’s the right move for you.